Happy New Year!

New Year's Day. Bit excited, bit not, got a lot to do and yet right now sitting here typing to you. So what will be different in 2009? Anything? Does anything need to be different? One of the good ideas i read once was that a different outcome over a year is made up of very small changes along the way - imagine a ship's daily direction just slightly changed - would mean that over a long period the destination would be quite different. That's probably why resolutions are popular. With a resolution perhaps you set out the destination and then make small changes - so if the destination is more Cheryl Cole than Barbara Royal I need to make a few minor adjustments. So don't offer me Barbara Royal chocolates or sweets when i should be eating Cheryl Cole celery sticks, why do the changes need to be so annoying? What small changes can we make to change direction in 2009 - more save, less spend, keep watching my blog for different ways to spend time instead of money. HNY!